# Online therapy covered by Medicare

If you have Medicare or Medicare Advantage coverage you may have access to Talkspace therapy, and most insured members have a $0 copay.* Get paired with a trusted therapist to talk through anything that’s on your mind, from the convenience of home. To get started you’ll need your Medicare ID card and emergency contact information.

[I have Medicare](https://match.talkspace.com/?flowId=145&&cta_source=hero_cta) [I have Medicare Advantage](https://match.talkspace.com/?flowId=145&&cta_source=hero_alt_cta)

## Mental health support included in your Medicare plan

If you have original Medicare or Medicare Advantage, you now may have access to Talkspace online therapy. Talk to someone you trust, wherever you are.

**Medicare or Medicare Advantage coverage for Talkspace includes:**

- A private space to discuss relationships, retirement, grief, health conditions, financial concerns, life changes, and anything that’s on your mind
- Live one-on-one therapy sessions from your computer or phone
- Treatment for over 150 mental health conditions including anxiety, depression, OCD, BPD, and more
- Your own dedicated therapist licensed in your state

### Check your eligibility

StateSelect a state...AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWashington DCWest VirginiaWisconsinWyomingCoverageSelect a coverage...MedicareMedicare Advantage

## How Talkspace works

## How Talkspace works

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**Check eligibility** \ 
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Confirm that Talkspace therapy is covered by your Medicare plan. Enter your Medicare number (not your Social Security number).](https://www.talkspace.com/coverage/insurance/medicare#)

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**Brief assessment** \ 
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Answer a few questions online about your needs and preferences.](https://www.talkspace.com/coverage/insurance/medicare#)

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### Personalized match

We’ll pair you with a licensed therapist, usually within a day.

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### Start therapy

Once you are matched with a therapist, schedule video therapy sessions to talk through whatever is on your mind and receive support.

## What real members say about Talkspace therapy

## Benefits of Talkspace

No longer search for a therapist who accepts Medicare

Simple online scheduling and therapy from home

Switch therapists if needed, with no hassle or extra cost

Receive affordable high-quality mental health care

## Talkspace vs in-person

Talking to someone always helps, but many prefer the convenience of Talkspace.

A therapist licensed in your state.

Receive therapy from anywhere.

Easy appointment scheduling.

Quickly switch therapists.

No parking fees or lost travel time.

## Research on online therapy effectiveness

## Talkspace vs face-to-face therapy

- 80% thought Talkspace was as effective or more effective than traditional therapy.

Percentage of clients experiencing clinically significant change within:

- **8 weeks:** 25%
- **3 months:** 44%

Sources: [Journal of Telemedicine e-Health](http://online.liebertpub.com/doi/abs/10.1089/tmj.2016.0114?journalCode=tmj&), [Journal of Clinical Psychology](https://onlinelibrary.wiley.com/doi/abs/10.1002/jclp.1056)

## More than 60,000 5-star reviews

“I didn’t realize how much anxiety impacted my life until I started medication, and it was the most transformative thing that I’ve ever experienced. As someone who had never seeked psychiatric help it has been really exciting to see how therapy and psychiatry blend together.”

## Any questions?

### Does my Medicare plan cover Talkspace online therapy?

Yes, Medicare and Medicare Advantage plans cover Talkspace virtual therapy nationwide. Talkspace virtual therapy is covered by original Medicare and Medicare Advantage plans in all 50 US states and the District of Columbia.

### What mental health services are covered by Medicare?

Medicare covers mental health services including individual therapy with a licensed therapist, although your specific coverage may vary. Please check [**Medicare.gov**](https://www.medicare.gov/) to learn more about the mental health services you can receive through Medicare.

### Does Medicare cover online therapy and mental health counseling?

Medicare covers therapy with a licensed therapist, although not every therapist accepts Medicare or is covered by Medicare. Please check the [**Medicare.gov**](https://www.medicare.gov/Pubs/pdf/10184-Medicare-and-Your-Mental-Health-Benefits.pdf) website to learn more about the mental health services you may be eligible to receive through Medicare.

### How do I verify therapy coverage under my Medicare plan?

To verify Medicare coverage for Talkspace therapy under your specific Medicare plan, call the number on your Medicare card or visit [**Medicare.gov**](http://medicare.gov/) to learn more about the mental health services you can receive through Medicare.

### How much does online therapy cost with and without Medicare?

The cost of online therapy varies greatly and depends upon the therapy provider and whether the recipient is paying out-of-pocket or is covered by insurance. Online therapy that accepts your Medicare coverage will cost significantly less than paying out-of-pocket. If Talkspace therapy is covered by your Medicare plan, you will only pay coinsurance.

### Who qualifies for Medicare mental health coverage?

Individuals 65 and older with Medicare qualify for mental health coverage, though the specifics depend on your Medicare plan. Medicare covers mental health care from providers including psychologists, licensed clinical social workers, licensed professional counselors, marriage and family therapists, among others.

### What mental health concerns does online therapy through Medicare cover?

Online therapy that takes Medicare, like Talkspace, provides personalized, professional support for everyday challenges with relationships, health, or the life changes that accompany aging.

### What types of therapy treatments does Medicare cover?

Medicare covers a variety of online therapy treatments including cognitive behavioral therapy (CBT), dialectical behavioral therapy, art therapy, somatic therapy, and more.

### How do I find a therapist that takes Medicare?

It can sometimes be a challenge to find a local in-person therapist who takes Medicare and doesn't have a waitlist, so online therapy can be a great option. Talkspace online therapy accepts Medicare in many states and will match you with a therapist that takes Medicare.

### How effective is online therapy covered by Medicare?

Online therapy covered by Medicare is very effective, and a growing body of research proves its effectiveness. Peer-reviewed research found that 80% of people found that Talkspace online therapy is as or more effective than traditional therapy, and 98% found it more convenient.

### How many therapy sessions does traditional Medicare cover?

Original Medicare typically covers up to 20 online therapy sessions per year, though it may cover more if needed.

### Does Talkspace accept Medicare for psychiatry and medication?

At this time, Talkspace accepts Medicare only for online therapy but will be adding psychiatry and medication management services at a later date.

### How do I sign up for Talkspace under my Medicare coverage?

You can select your state and Medicare plan on the webpage above and enter your information as prompted.

### Can I share my Talkspace diagnosis information with my primary care doctor(s)?

Yes, you can share your pertinent diagnosis and health information with your primary care doctor.
