# Access affordable mental health care with Aetna Talkspace accepts Aetna for online therapy and psychiatry, making it easier to access care that’s affordable, covered, and convenient. The average Aetna member copay is $15 for therapy or psychiatry through Talkspace. [Get started](https://match.talkspace.com/flow/70/step/1?cta_source=hero_cta) If you are a Resources for Living (RFL) member, and your plan sponsor has Talkspace included as a covered service, you can utilize sessions through RFL [here.](https://redemption.talkspace.com/redemption/rfl) Note: Not all plan sponsors have elected Talkspace as a covered service. Haruka Talkspace member ## Your Aetna mental health coverage may include Aetna’s mental health benefits cover members for clinically proven, personalized care with Talkspace. Aetna members can match with a Talkspace therapist in just a few days and get access to affordable sessions via live video, live audio (phone call), live chat, or text messaging. Your therapy options will depend on your Aetna plan’s coverage. \*Copays represented are averages. Members in high-deductible health plans must satisfy the deductible before copays apply. Check your policy to confirm coverage details. #### Your copay could be as low as $0 #### Average Aetna member copay per session $15\* Enter your insurance details to verify your coverage today. [Check eligibility](https://match.talkspace.com/flow/70/step/1?cta_source=eligibility_calc_cta) ## Comprehensive mental health solutions covered by Aetna Affordable mental health care is possible with Aetna insurance coverage. Talkspace partners with Aetna insurance to cover therapy and psychiatry so costs aren't a barrier to mental well-being. ### Online therapy Online support from a licensed provider. [Get started](https://www.talkspace.com/online-therapy/) ### Teen therapy Specialized therapy for ages 13-17. [Get started](https://www.talkspace.com/online-therapy/teens) ### Couples therapy Relationship-centered therapy that connects you and your partner. [Get started](https://www.talkspace.com/online-therapy/couples-therapy) ### Psychiatry Evaluations and psychiatric medication management for ages 18+. [Get started](https://www.talkspace.com/psychiatry) ## Get affordable care, when and where you need it Cost of care shouldn’t stand in the way of feeling your best. Break down barriers to mental wellness with Aetna therapy insurance coverage for Talkspace and get flexible care from the comfort of your home. ## Here's how it works ### Check insurance coverage See what you can save through your insurance plan. ### Personalized match Answer a few questions online and we'll match you with a licensed provider. ### Start therapy Communicate with your therapist through live sessions, messaging, or both. [Check eligibility](https://match.talkspace.com/flow/70/step/1?cta_source=how_it_works_cta) ## 150+ mental health conditions treated Our deeply experienced providers deliver comprehensive care for a broad range of mental health conditions and areas of need, using evidence-backed treatment approaches. - depression - anxiety & Stress - Relationships - Bipolar disorder - eating disorders - Paranoia - suicidal ideation - Insomnia - addiction - borderline personality disorder - alcohol use - antisocial personality - social anxiety - specific phobias - Seasonal affective disorder - anger management - OCD - childhood abuse - mood disorders - trauma & Grief - Loneliness - Family conflict - and more... ## Access a wide network of support Access across all 50 states Within days (on average) from signup and therapist match, Talkspace’s highly qualified therapists and psychiatric providers can deliver evidence-based clinical care in all 50 states. Diverse network of therapists & psychiatric providers ‍Our expansive network covers 150+ areas of expertise, more than a third of our providers identify as BIPOC, and 30% are experienced in LGBTQIA+ issues. Highly qualified provider network ‍Talkspace clinicians are fully trained, licensed, insured, credentialed, and certified according to NCQA standards. ## Any questions? Find trustworthy answers on all things mental health at Talkspace. ### Does Aetna cover mental health care? Yes, most Aetna plans include mental health service coverage that works with Talkspace. Depending on your insurance plan, you should be covered for online therapy and psychiatry. You’ll also likely have coverage for medications related to diagnosed mental health conditions. ### Does Aetna cover therapy? The [**cost of therapy**](https://www.talkspace.com/blog/therapy-cost/) is typically covered under Aetna insurance plans. Aetna therapy coverage includes Talkspace online therapy. Aetna plans cover examinations and follow-up meetings with licensed mental health clinicians. **Disclaimer:** While the Affordable Care Act (ACA) of 2014 mandates that health plans cover mental health services, make sure to check with your insurance provider or review your policy details to learn more about your Aetna insurance therapy coverage. ### Does Aetna cover depression? Yes, Aetna provides mental health benefits that include coverage for depression. Those covered by an Aetna health plan have access to medication and [**therapy for depression**](https://www.talkspace.com/mental-health/conditions/depression/therapy-treatment-types/). ### Does Aetna cover anxiety? Yes, Aetna provides mental health coverage which includes the diagnosis and treatment of anxiety. Depending on your specific plan, Aetna will cover the cost of Talkspace therapy and may cover [**medication for anxiety**](https://www.talkspace.com/mental-health/conditions/generalized-anxiety-disorder/medications/). ### Does Aetna cover PTSD? Yes, Aetna does cover the treatment of PTSD. They offer mental health coverage for members diagnosed with PTSD. ### Does Aetna cover prescribed medication? Aetna typically covers [**psychiatrist-prescribed medication**](https://www.talkspace.com/blog/psychiatrist-medication/) when deemed medically necessary to treat a diagnosed condition or illness related to the patient’s mental health. Under an Aetna plan, your sessions with a Talkspace psychiatrist and prescribed treatment plan are covered; however, medication fulfillment and cost will depend on your local pharmacy. Over-the-counter medications aren’t included in this type of coverage. Talkspace providers do not prescribe controlled substances. ### What types of therapy are covered by Aetna? Aetna covers access to many therapy session plans and counseling services, so finding the most effective mental health treatment plan for your condition is simple. Talkspace offers many traditional [**types of therapy**](https://www.talkspace.com/blog/different-types-therapy-psychotherapy-best/) that fall under Aetna mental health coverage: - **Psychotherapy**: Also known as talk therapy, psychotherapy is the umbrella term used to describe many techniques designed to address thoughts, behaviors, and emotions that aren’t useful or productive. - **Cognitive behavioral therapy (CBT)**: A form of talk therapy that helps you identify and then change unhelpful and unhealthy thought and behavior patterns. [**Online CBT**](https://www.talkspace.com/online-therapy/cognitive-behavioral-therapy/) can be done and covered with insurance by Talkspace. - **Dialectical behavioral therapy (DBT)**: A type of talk therapy that focuses on intense emotions; commonly used for personality disorder treatment, such as borderline personality disorder treatment. If you’re interested in this type of therapy, you can get [**online DBT**](https://www.talkspace.com/online-therapy/dialectical-behavior-therapy/) covered by Aetna through Talkspace. ### Does Aetna cover couples therapy with Talkspace? Yes, Aetna mental health benefits do cover multiple therapy approaches with Talkspace including couples therapy.